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This page describes personal property and casualty insurance, placed through Wolfepack Strategic Partners, an independent brokerage. Home, auto, renters, and umbrella coverage for individuals and families.

What personal property and casualty insurance is

Personal property and casualty insurance can cover your home, vehicles, and belongings against covered losses, and your legal liability if you are responsible for injury or damage to others, subject to the policy's terms and exclusions.

Common policies are homeowners, renters, auto, umbrella, and coverage for boats, motorcycles, and recreational vehicles.

Who it is generally for

Homeowners, renters, drivers, landlords with rental property, and anyone who wants liability protection above the limits of their home and auto policies.

What it generally addresses

  • Damage to a home or its contents from covered events such as fire, wind, hail, or theft
  • Vehicle damage and liability for accidents
  • Liability claims for injury or property damage to others
  • Additional living expenses when a covered loss makes a home unlivable
  • Umbrella liability above underlying policy limits

Scope notes

How this coverage is issued and priced, stated plainly. No rates are quoted on this site.

  • Each policy lists what is covered and what is excluded. Flood and earthquake are commonly excluded from standard homeowners policies and are insured separately.
  • Premiums depend on location, construction, claims history, driving record, coverage limits, and deductibles.
  • Policies are issued by the carrier. Wolfepack Strategic Partners helps you compare options and place the coverage.
  • Not all products are available in all states.

If you have a claim

If you have a claim, contact us and we help you reach the carrier's claims team.

Email Dwolfe@wolfepacksp.com or call [PHONE] (placeholder, pending). Have your policy number ready so we can direct you to the right place.

Talk to us about personal property and casualty insurance

Tell us your situation and we explain the options in plain terms before any application. No pricing is quoted on this site.